Analysis

Research Paper: Is the Workplace Getting Safer

This report argues that the insurance market has been reading outcome data as though it were a scoreboard

Is the Workplace Getting Safer?

Buy Now Research report · Summary In 2025, road deaths in Great Britain fell by 4 per cent while the number of people killed or

Load Volatility, Not Load Level

511,000 UK workers report a work-related musculoskeletal disorder. These are not accidents. A shoulder fails because of a load pattern sustained over months — and that pattern already sits in rostering systems.

The Safety Data You Already Hold

Fleet telematics, digital checklists and warehouse vision were bought for fuel, compliance and throughput. The resulting data estate describes work as actually performed — the one thing insurance has spent a century approximating.

Pricing the Shape, Not the Score: What Underwriters Should Extract from Risk-Technology Data

Part 3: Backing the Category, Not Just the Company: How Investors Should Evaluate New Risk Technology

Part 1: The Three Questions Behind Every Stalled Insurance Pitch

Analysis · Distribution · Part 1 of 4 A technology vendor pitching into insurance distribution is being asked three different questions by three different audiences. Most

The Prevention-to-Pricing Gap

Analysis · Risk Control Prevention technology now demonstrably lowers the frequency and severity of loss. Yet most propositions never convert that capability into the one

Digital Twins in Commercial Property: From Buzzword to Underwriting Input

The digital twin concept has accumulated extraordinary momentum. McKinsey estimates global digital twin investments will exceed $48 billion by 2026, with 70% of C-

The Missing Layer in Loss Control: Why Technology Alone Doesn’t Reduce Claims

From Pilot to Production: Why 90% of Insurance Technology Partnerships Stall After the Proof of Concept

The insurance industry has a pilot problem. Not a shortage of pilots — there are more technology proofs of concept running inside insurers and brokers

The Pilot Graveyard: Why Most Insurtechs Never Get Past the First Meeting

Getting a meeting with an insurer isn't hard. Most technology companies with a credible product and a reasonable pitch deck can secure