Agentic AI: What Evidence Would Make the Risk Insurable?

Research Paper: Is the Workplace Getting Safer

This report argues that the insurance market has been reading outcome data as though it were a scoreboard

Is the Workplace Getting Safer?

Buy Now Research report · Summary In 2025, road deaths in Great Britain fell by 4 per cent while the number of people killed or

Load Volatility, Not Load Level

511,000 UK workers report a work-related musculoskeletal disorder. These are not accidents. A shoulder fails because of a load pattern sustained over months — and that pattern already sits in rostering systems.

The Safety Data You Already Hold

Fleet telematics, digital checklists and warehouse vision were bought for fuel, compliance and throughput. The resulting data estate describes work as actually performed — the one thing insurance has spent a century approximating.

Should You Charge for the Pilot? The Commercial Architecture of Insurance Technology Trials

The Five Gates

What separates a number that impresses from evidence an underwriter can price. Any vendor can produce a percentage. “Our technology cut claims by twenty

The Advice Discount

Equity markets have started to price artificial intelligence disruption directly into the valuations of firms that sell professional judgement. Insurance broking has had its

From Transfer to Control

How technology companies, investors, and the insurance market navigate the most significant structural shift in a generation

The Counterfactual Contract

How risk technology can be paid directly out of the losses it prevents — the actuarial conditions that make a "counterfactual contract" work, and where it breaks

Pricing the Shape, Not the Score: What Underwriters Should Extract from Risk-Technology Data

The Benefits Bridge: What P&C Can Borrow from Health Insurance — and the Data It Should Refuse to Hold

Strategy · Partnerships · Casualty · 11 min read Health insurance solved sustained engagement with prevention before P&C did. The lesson is transferable. The data